We are living longer and more actively — how you make your savings last and maintain your standard of living presents a financial planning challenge.
We passionately believe that everyone should have a Financial Plan that is regularly monitored and reviewed to help fund their retirement needs.
There are generally 3 main streams of income in retirement;
- Centrelink Age Pension
- Personal Provision (investment properties, share portfolios & cash)
Our role is to assist you to build and understand how your financial resources will provide for you after you've received your last pay cheque;
- Develop a Financial Roadmap that takes advantages of the generous tax concessions available in retirement
- We will help structure your investments to provide a tax effective and rising income stream
- Provide financial projections regarding the longevity of your money and sustainable spending rates
- Assist in understanding your entitlements with Centrelink
- Discuss your Estate Planning needs to ensure a tax efficient transfer of your wealth to your family